Texas Insurance Company
Empowering Professionals In Insurance Adjusting
“I want to get my
Adjuster License”. We hear that every day and there is quite a lot behind that statement. If you are thinking about being a claims adjuster, we’ll need to narrow our focus and get you pointed in the right direction.
What kinds of claims are you looking to handle? Damage to homes and businesses? Damage to cars? Damage to boats? RVs and Mobile Homes? Are you interested in the medical aspects of claims adjusting? Medical claims arise out of auto accidents, dog bites, slip-and-fall incidents – and, of course, Worker's Compensation.
So, what area of claims adjusting are you interested in? Whichever area or areas you want to focus on, you will need quite a bit of very specialized knowledge in order to function as an adjuster.
And, no matter what your future focus may be, you need a license before you can do anything. So, let’s start there. How to get licensed?
There are two ways to get an adjuster license. You can attend a week-long course at an Adjuster School. During that week, they will give you a basic overview of the job, and a brief introduction to industry terminology and the policies you’ll be working with. At the end of the week, they give you an in-house exam – and you get your license. Let’s just say, it’s pretty much impossible to fail the in-house exam they give you.
The other way to get your license is to take the Official All-Lines Adjuster State Exam offered by the Texas Department of Insurance. That’s what our program is all about. The state exam does not ask a single question about writing an estimate, measuring a roof, or any other aspect of handling a claim. The State Exam is all about policy knowledge and the basics of the Property and Casualty business. Our program is 100% built on the official syllabus published by the Texas Department of Insurance. We cover everything you need to know to pass that exam. But we don’t give you the test. After completing our program, you take the official test at one of the Pearson Vue testing centers around Texas. That’s how the Department of Insurance has it set up.
So, one way or the other, you must get your license.Our
exam prep course is much more affordable than a week-long adjuster school and does not require you to take a whole week off. If that sounds like what you’re looking for, we can help you.
In our next article, we’ll show you how you can acquire the trade-specific skills needed to be an adjuster.